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Deposit & Loan Account Services
At St. Ambrose Financial Services, we are committed to delivering innovative solutions that meet the evolving needs of the entities of the Diocese of La Crosse.
As part of this commitment, we are excited to introduce a robust lineup of deposit account products designed to provide greater flexibility, competitive benefits, and enhanced convenience.
These offerings reflect our dedication to helping each location achieve its financial goals while maintaining the trust and reliability you expect from us.
In the next section, you’ll find a detailed outline of each product, including key features, benefits, and how they can support your financial operations.
Traditional Deposit Account
Our Traditional Deposit Account remains the same trusted option you know and rely on. This account offers:
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Unlimited monthly transactions
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No minimum or maximum balance requirements
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Standard interest rate, which is adjusted quarterly based on our bond yield from the prior quarter.
This account is designed to provide simplicity and flexibility while maintaining the stability you expect from St. Ambrose Financial Services.
Enhanced Deposit Account
Our Enhanced Deposit Account is designed for locations seeking higher returns while maintaining flexibility. Key features include:
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Minimum balance requirement: $25,000
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Unlimited monthly deposits
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Withdrawal limit: Up to two withdrawals per year without penalty, spaced at least six months apart.
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Interest rate: Adjusted quarterly, with a 25 basis point premium added to the standard rate based on the prior quarter’s bond yield
Long-Term Premium Deposit Account
Our Long-Term Premium Deposit Account is ideal for locations seeking maximum stability and premium returns.
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Minimum opening balance: $50,000
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Term: 12 months
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Two deposits and No withdrawals during the term
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Interest rate: Set quarterly based on the prior quarter’s bond yield plus 50 basis points.
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Early withdrawal penalty
This account is designed for those who can commit funds for a full year and want to take advantage of higher earnings compared to traditional deposit options.
Click Each Tab for More Information on Our Products
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Online Deposit Account & Loan Request Forms
Easily submit requests for new deposit accounts and loans through our convenient online forms.
Each product has its own dedicated Google form below, giving locations quick, organized access to the information they need. Simply select the form for the product you’re requesting, complete the required details, and submit electronically—streamlining your workflow and ensuring faster processing.
Current Rates, Policies & Guidelines
St. Ambrose Financial Services updates the deposit and loan rates on the fiscal year quarter.
Q1 = July, August & September
Q2 = October, November & December
Q3 = January, February & March
Q4 = April, May & June
Current Rates Q2:
Deposit Accounts
Traditional = 4.40%
Enhanced = 4.65%
Long-Term Premium = 4.90%
Loans & Lines
Standard = 4.65%
Revolving Line = 4.90%